WEBSITE SUBJECTS
The Website is divided into the following 11 Main Subjects:
[1] HISTORY
| Birmingham Corporation Savings Bank | The history of the BMB's predecessor |
| HISTORY OF THE BIRMINGHAM MUNICIPAL BANK | September 1st 1919 to November 20th 1979 |
| Annual Reports |
The reporting of the Bank's progress and various other
aspects of its management
were dealt with through three main channels:
- Published Reports
- Reports to the City
Council
- Internal Reports
|
| Transfer of Accounts from BCSB to BMB | The Transfer of 21,482 Accounts with Balances totalling £325,411 |
| The First Day: September 1st 1919 | Branch Daily Cash returns for the first day of business |
| The Bank's First Depositor | Newspaper articles re Broad Street's First Deposit and
the Bank's First Depositor (BCSB and BMB)
|
| The Bank in 1920 | The BMB's progress in Year 1 |
| The Bank in 1927 | The BMB's progress to March 31st 1927 |
| The Bank in 1939 | The BMB's progress to March 31st 1939 |
| The Bank in 1949 | The BMB's progress to March 31st 1949 |
| The Bank in 1959 | The BMB's progress to March 31st 1959 |
| The Bank in 1969 | The BMB's progress to March 31st 1969 |
| The Bank in 1979 | The BMB's progress to November 20th 1979 |
| Britain's First Municipal Savings Bank | Book by the BMB's first General Manager: J P Hilton |
| The History of the House Purchase Department | The establishment and early development of this aspect of the Bank |
| Retrospect | The history of the Bank as related in November 1933 |
| "The Birmingham Municipal Bank" by J P Hilton | 1926 article by the Bank's first General Manager |
| The Bradbury Committee | Published report of the committee to examine Municipal Savings Banks |
| "The Case for Municipal Banks" by J P Hilton | Article written shortly after the publication of the report of The Bradbury Committee |
| Committee on Municipal Savings Banks | Comments by the Bank's Committee re The Bradbury Committee's report |
| Extension of Municipal Savings Banks | Demand for Municipal Banking in other towns |
| Rapid Growth of Municipal Bank | An article written in 1935 by the Bank's Chairman: Councillor A H Cooper |
| Branch Openings by Year | Year-by-Year summary of number of branches |
| The Page Committee to Review National Savings | The impact on the Bank of this 1973 report |
| Whatever Happened to the Municipal Bank |
From Birmingham Municipal Trustee Savings Bank at November 20th 1979,
to
eventually become part of the Lloyds TSB Group
|
| What Came Before the Municipal Bank |
A brief history of the UK's Savings Banks (1810
to 1864),
and its relevance to the opening and closure of the BIRMINGHAM SAVINGS BANK (1827 to 1864) |
| Birmingham Savings Bank |
A detailed history of this short-lived Savings Bank
that commenced
business in 1827;
and was formally wound-up in 1864
|
| Birmingham Corporation Savings Bank | The Legislation, Regulations, and Rules relating to the BMB's predecessor |
| Birmingham Corporation Act, 1919 | The authority for Birmingham Corporation to establish a savings bank |
| Rules for the Birmingham Municipal Bank, 1919 | The Rules relating to the commencement of the BMB |
| Birmingham Municipal Bank Regulations, 1925 | The first combined set of Rules and Regulations |
| Birmingham Municipal Bank Regulations, 1928 | An amendment to enable the Bank to take deposits from Societies |
| Birmingham Municipal Bank Regulations, 1929 | Amendments re Withdrawal Limits and Mortgage Administration |
| Birmingham Municipal Bank Regulations, 1930 | A new standard set of Regulations |
| Birmingham Municipal Bank Regulations, 1941 | Amendment to Regulation 71 (Investment of Funds) |
| Birmingham Municipal Bank Regulations, 1946 | Changes re: annual limit and aggregate limit on deposits; interest rate on deposits |
| Birmingham Municipal Bank Regulations, 1947 | Clarification of 1946 limits; Extracts from appropriate Acts of Parliament |
| Birmingham Municipal Bank Regulations, 1949 | Amendment to Regulation 71 (Investment of Funds) |
| Birmingham Municipal Bank Regulations, 1952 | Increase in maximum limit for Deposits |
| Birmingham Municipal Bank Regulations, 1957 |
Supplemental regulations re the new No 2 Department
Regulation 67: Death Duties
|
| Birmingham Municipal Bank Regulations, 1960 | Amendments to limits re Deposits and Withdrawals |
| Birmingham Municipal Bank Regulations, 1970 | A complete rewrite of the Regulations, in a revised format |
| Branch Instructions | The branch procedure manual issued in 1960 |
| Account Types | The various Savings and Investment products offered by the Bank |
| Account Conditions | Details of the limits governing Deposits and Withdrawals etc |
| Numbering of Accounts | Details of the systems
used to number depositors' accounts;
and for the identification of branches
|
| Depositors' Ledgers |
Examples
of entries extracted from the ledgers of certain branches:
|
| Passbooks (Depositors' Department) | Examples of passbooks issued to depositors |
| Passbook Examples | |
| Interest Calculations | Description of method used prior to computerisation |
| Interest Rates | Record of Interest Rates Paid and the 'Bank Rate' |
| Loans free of Interest and Determination of Needs |
Committee report regarding two wartime issues
of importance
to depositors
|
| Introduction of the No 2 Department | How the tax-concession product came into being |
| Introduction of the No 3 (Special Investment) Department | Early attempts to open a Department with a higher rate of interest |
| Branch Accounting and Procedures | Description of Accounting Procedures at Branches |
| Accounts of Deceased Depositors | How the Bank dealt with the accounts of Deceased Customers |
| Nominations | How Depositors could nominate a person to receive a sum on death |
|
Administration of 1919 Regulation 35 (3):
How the
Bank dealt with applications for withdrawals
from this type of account in 1925 to 1927
| |
| How the Bank administered these types of account | |
| Direct Transfer Scheme (DTS) | Scheme to credit Depositors' accounts with their wages etc |
| Payment of Wages Scheme (Bournville Works) | An early form of Direct Transfer Scheme |
| Growth of Balances | Statistics re Total Deposit Balances |
| Department Balances: 1957 to 1979 | Analysis of Balances from the opening of the No 2 Department in 1957 |
| The History of the House Purchase Department | The background to this unique facility offered by a Savings Bank |
| House Purchase Statistics | Advances and Repayments analysed by Amount and Number |
| Mortgage Interest Rates | Historical record of interest rates charged to mortgagors |
| Interest Calculations |
Description of method
used prior to computerisation
|
| The First Five Years |
Description of the development of the House Purchase Department
in the years 1919 to 1924
|
| Other House Purchase Schemes |
The schemes operated at Bolton, Burnley, and Ilford
- investigated by the Bank in 1919
|
| The House Purchase Department in 1927 | Development of the House Purchase Department from 1919 to 1927 |
| House Purchase Arrears 1927/28 | Report by the General Manager to the House Purchase Sub-Committee |
| Transfer of Solihull Mortgages - 1937 | The BMB's takeover of Solihull Council's house purchase loans |
| Mortgage Lending - 1950 | A booklet issued by the Bank in June 1950 |
| Working in the House Purchase Department in the 1960s | The recollections of Eric Bignell |
| The Trials of a Mortgage Applicant | Norman Worwood describes mortgage applications in the 1950/60s |
| The House Purchase Department in 1969 | Article written for the Bank's Golden Jubilee in 1969 |
| An article for the Journal of the Savings Banks Institute (1972) | |
| Miscellaneous Reports to the City Council | Reports by the Bank's Management Committee: 1922 to 1954 |
| Other Mortgage Schemes | Alternative types of loans |
| Assisted Housing Scheme | Joint Report regarding the Sale of Municipal Houses |
| A Speculative Builders' Opinion on the Housing Problem | Reproduction of part of a leaflet that included praise for the BMB |
| Mortgage Lending as a TSB | Reference to the Trustee Savings Banks Act, 1978 |
| Passbooks (House Purchase Department) | Examples of passbooks used to record mortgage transactions |
| Valuers | Names of the Valuers appointed by the Bank |
| Loans made under the Land Settlement (Facilities) Act, 1919 |
[5] MANAGEMENT
| Lord Mayors | ex-officio members of the Bank's Committee of Management |
| Chairmen | Details of the Chairmen of the Committee of Management |
| Committee | Names and dates of service of all Committee members |
| Senior Management |
Details of the Bank's senior officers
|
| Branch Management | Limited information regarding the Managers of individual branches |
| Lady Branch Managers | The role played by women during after the Second World War |
| Managerial Appointments | Limited information regarding appointments |
| Management and Officials | The Bank's Solicitor, Treasurer, etc |
| Management in 1969 | An article written for the Bank's Golden Jubilee |
| The Management of Birmingham Corporation Savings Bank | Details of Committee Meetings and Members' attendance |
| The Management of Birmingham Municipal TSB | The period April 1st 1976 to November 20th 1979 |
| Committee Reports to the City Council | Details of Reports by the Bank's Management Committee |
| Annual Reports |
External and Internal
Reports produced by the Bank's Management
Committee and the General Manager
|
