He is the Midland super-saver who has had the same bank account for 84 years.
Loyal customer Edgar Carless, aged 88, has been saving since he was four years-old – in the same account.
His parents gave him his first savings book in 1929 after opening the account at the Birmingham Municipal Bank's Acocks Green branch.
The Municipal, a department of the city council, later became a Trustee Savings Bank (TSB) in 1976 and became Lloyds TSB in 1995.
But Edgar’s account has stayed the same.
Edgar, of Blackheath, Rowley Regis said: “I was only four when it was opened for me, either by my mother Elizabeth or my father Herbert, who was an insurance agent.
“I had a home safe and put my pennies and tuppences in it. The safe was locked once you had put your money in, and I would take it every so often to the bank, who would unlock it, tip out the contents and count it out.
“The bank then wrote in the book how much money I had, and I left the cash there.”
Herbert had been a keen customer, Edgar said, having taken out a £500 mortgage with the bank on the family’s home at the time in Westley Road, Acocks Green.
Edgar carried on counting his pennies while he worked for the Poppleton and Appleby firm of chartered accountants in Birmingham in 1940 as the city was hit by the war.
“I began work just as the Blitz was starting – I had been there a week when the Market Hall at the Bull Ring was bombed,” he said.
Called up to the Royal Signals in 1943 as a wireless operator, Edgar served in Italy for nine months until the end of the war in Europe.
His wife Betty, 89, who lives in a nursing home, due to dementia, and who has three sons from her first marriage, also has an account with the Municipal. Hers dates back to 1944.
Edgar, whose account is now with Lloyds TSB in Halesowen, currently does over-the-counter banking at the Quinton branch, as it’s easier for him to get to.
He said: “I haven’t got much to keep in the account. Dudley Council pays most of the costs for the home my wife’s in, but I still have to pay a top-up of £150 a week, because it’s a nice home.
“I also use the account for direct debits for gas and electricity, and for council tax.
“They tell us we’re going to live to 100, but I don’t know where the money’s coming from! I had an account with the Leeds Building Society, but that’s gone now, and one with Abbey National. I also had one with Northern Rock but then they were privatised. They gave me some shares, but they’re worth nothing now.”
Edgar’s first bank book, now yellowed by time, states on the inside back cover: “This pass book should be kept in a safe place, but if it should be lost or mislaid, the bank should be notified at once.”
Not a problem for Edgar, obviously. "I threw all the paperwork away that they sent after they stopped using the books, but I've kept the books because they are so old".