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Passbooks - Depositors' Department Examples of passbooks used to record transactions made on deposit accounts |
Front covers of early passbooks - probably the original design applicable from 1919. The passbooks are individually printed with the name of the branch - an expensive option that was abandoned in due course. The front cover also has the depositor's account number shown, another practice that was dropped for later cover designs The inside cover of the Bournville passbook illustrated above; transactions are dated for 1920. The 'initials' column has provision for the mark of two officers: 'C' - presumably 'Cashier' 'L' - presumably 'Ledger' which would correspond with the requirement of the Bank's early Regulations that 'two or more officers of the Bank shall be parties to every transaction of the depositor, so as to form a double check on every such transaction.' Note that the outstanding balance of 7d has been rubber stamped 'Insp S.E.B.' This is a confirmation that a Branch Inspector (in this case: S E Bennett) has compared the passbook balance with the ledger balance (see Inspection) The inside of the back cover of this Harborne branch passbook shows the limited amount of information etc that was printed in passbooks at this time; later editions (see below) carried a lot more detail. The list of Committee members etc has been obscured by two stickers The design of the Lozells passbook dates to about 1924 (judged by the list of branches printed in the rear cover). Although the branch name and account number are still shown on the front of the book, both details are rubber stamped in spaces provided for the purpose. The colour of the book has been changed from pink to yellow |
This Bournville passbook shows transactions for the period 1939 to 1941. The majority of the withdrawal transactions are written in red ink, suggesting that this was the standard procedure until the 1940s. Additions of Annual Interest are marked with an appropriately dated rubber stamp, and the Bonus Interest paid by Cadbury Brothers to their employees is shown with another stamp (see Bournville branch) An example of a passbook issued in 1940 (Northfield branch). The colour is still yellow, and the branch name is still being rubber-stamped on the front cover Following the introduction of the No 2 Department in 1957, passbooks were colour coded: yellow for the No 1 Department, and blue for the No 2 Department. The latest version still bears the Coat of Arms of the City of Birmingham The interior of the 1957-redesign is shown in the following illustrations. The inside front cover now has three boxes for the addition of cross-references: - where the depositor also has an account in the No 2 Department; - Home Safe number, where issued; - Nomination number, where applicable. Previously, this type of information was added by use of a rubber stamp. The space above the 'Hours of Business' was used to insert (by rubber stamp) the branch details (name; address; telephone number) This page includes details of the two deposit products now available to depositors, and details of how certain type of transactions can be conducted. Further pages of the passbook gave details of various services available through the bank, and the rear cover is printed with the Bank's 'key' logo |